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Frequently Asked Questions

1.) My credit is less than perfect.  Can I still buy a home?
We specialize in helping people with less than perfect credit.  We firmly believe that bad things happen to good people, and we can help anyone who wants to own a home.  As our client, we'll show you homes that are available with non-qualifying loan assumptions, seller financing, and even alternative financing sources.  We will also show you how to clear up your credit "good enough" to get regular financing, too.  You don't have to have perfect credit to buy a home at the best interest rates.  We will show you all your options, because we specialize in helping all types of buyers!  So call us and let's get started, today!

2.) I'm a first-time home buyer.  Can you help me?
Yes we can!  In fact we specialize in helping first time buyers become home owners!  We have first time home buyer programs, low and no down payment programs, down payment assistance and even monthly payment assistance programs, all designed to make it easy for first time home buyers to own a home.  If you would like to stop renting and own a home of your own, then we're the area experts.   Call us today!

3.) How does a non-qualifying loan assumption work?
Just put down the down payment and take over the monthly payments.  It's that simple.  We have these and other homes with creative financing!  We also have alternative financing available, too!  So why wait?  Call us today!

4.) I'm looking for a "fixer-upper."  Do you have any?
Yes!  We have lists of fixer uppers, and financing sources to help you pay for the needed repairs!  We also have a large selection of other Steals & Deals from which to choose.  No one else compiles lists of properties like we do.  If you're bargain hunting, we are by far, the best source in the region!  Call us today to get started!

5.) What is a 'Buyer Agency Firm?'
A Buyer Agency Firm is one that specializes in representing Home Buyers, not home sellers.  Most firms try to do both.  However, at McGary & Associates, we feel that by focusing on buyers' needs, we are better able to help you than anyone else.  Since our start in 1987, we have grown to be the Largest Buyer Agency Firm in the Charlotte Region. Because of our long term commitment to the industry and our large number of agents, we represent a continuing source of business to major home sellers and their agents.  As a result, we have been able to help buyers buy homes when they did not think that they could, and help them get better terms than they could negotiate for themselves.  That's why it pays to 'Put the Negotiating Power of Charlotte's Largest Buyer Agency Firm to Work For You, -- At No Cost To You!' Call us to get started, today!